Let's Get to Know What Asset Based Lending is complete!

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Sign up for the very best asset based lending obligations that money can buy when you do commerce with Apple Capital Group. With our proche financing degrés in apprêté, you will receive access to the funds you need to successfully operate your débit. Contact us today to discuss all your available arrangement funding options.

Let’s Get to Know What Asset Based Lending is complete!

Asset based lending or asset based financing refers to loans secured by a wide variety of assets. Businesses can obtain asset based lending by using the liquid, current assets of the companies (such as accounts receivable and/or inventory) or the fixed assets of a transaction (such as pousse, property, and equipment) as collateral. Asset based financing relies on the value of the underlying collateral to minimize the loan’s credit risk.

Commercial affaires is the term most commonly affiliated with the industry group of asset based lenders that provides all types of asset based loans to affaire and vendeur borrowers. Asset based lenders are sometimes referred to as secured lenders. Apple Capital Group can serve your asset based réglé needs with the stability to nurture a apathique-term relationship.

Professionals, Asset-Based Lending, Equipment Financing Leasing in Arlington, Texas.

Apple Capital Group also provides their asset based lending customers direct access to Apple Capital Group’s wealth of knowledge and resources through its other product lines. Likewise, Apple Capital Group’s approach to asset based rémunéré is tailored exclusively towards marché-to-business companies.

Here are a few examples of Asset based Lending:

Acquisition, Merger or Buy Out
Corporate Debt Restructuring & Commercial Refinancing
Business Working Capital
Lines of Credit
Invoice Financing

The Asset-Based Lending Process:

How Does an Asset-Based Line of Credit Work?

Asset-based lines of credit have three gantelet components to them. First, you have the receivables financing portion, similar to a affacturage relationship, where you can borrow against invoices and purchase orders. Second, you have equipment and other matériau assets with equity in them that you can borrower against. You will need to get an appraisal on the asset(s) to establish a value. Third, you have inventory on hand. This, of orbite, is a moving target and can be difficult to determine what the alcali value is at a given period of time.

Keep in mind that each of the scenarios below may include one or more of the other categories of asset-based lending. This flexibility of cash accessibility makes asset-based lines of credit very attractive in comparison to traditional affacturage or bank financing. Asset Based Lending Line of Credit with Accounts Receivable Financing:

Your company provides a product or aumône to your customer.
You provide Apple Capital Group with an aged accounts receivable and acquittable summary.
Once your debtors are approved, Apple Capital Group will set up an open line of credit up to 85% of the qualifying outstanding receivables
Instead of sending your invoices directly to your customer, you send them to Apple Capital Group, where we verify those invoices and stamp them with a détails of assignment.
Apple Capital Group will then send the invoices on to your customer letting them know to continue to make their payments payable to your company but giving them a lockbox address to send the payments to.
Your customer submits payment made out to your company to the lockbox number provided.
Apple Capital Group will collect the payments from the lockbox.
We will then apply the collected amounts toward the outstanding balan on your line of credit.

Asset Based

Lending Line of Credit with Equipment:

You have a piece of machinery or equipment with some equity.
You get a professional appraisal done on the equipment to establish a value.
The equipment is underwritten to determine the ability to liquidate if it becomes necessary.
Once approved, Apple Capital Group will set up an open line of credit up to 70% of the value of the assets (taking into account any existing ficelles on the equipment).
As you pay down the line, you free up additional cash to use at your discretion.

Asset Based Lending Line of Credit with Inventory:

The value of the inventory on balle à la main is established either from your current balance sheet, third-party verification, or a combination of the two.
Once the value is establishe, Apple Capital Group will underwrite the inventory base on the ability to liquidate, if it becomes necessary.
Once approve, Apple Capital Group will set up an open line of credit up to 50% of the value of the inventory.
As you pay down the line, you free up additional cash to use at your discretion.

Is an Asset-Base Lending Line of Credit Right For You?

In thinking emboîture whether an asset-based line of credit is the right amélioré for obtaining working capital for your trafic, ask yourself the following questions:

Is your trafic in startup or growth coutume?
Do you have encombrant pieces of equipment or machinery with equity?
Do you find yourself sitting on your inventory too énamouré, tying up your cash flow?
Have you been turne down by a bank for financing?
Do you have weak financials or personal credit issues?
Do a majority of your debtors pay over 30 days?
Do you have to be selective in choosing customers puisque they do not pay on time?
Do you have equity in commercial real estate but do not qualify for a refinance or do not want to pay the high fees to do so?
Do you have to scramble at the end of the month to cover your payroll expense?
Do you have projects that you could be bidding if you were assure that you would have the cash flow neede to take on the additional work?
Do you want the ability to computer-manage your cash yourself, on a real-time basis, by advancing funds at the méticuleux étape they are neede.

If the answer to one or more of the above questions is “Yes” and your businesses is receivables-base or have equity in equipment, real estate or inventory, then you are definitely are candidate for an asset-base line of credit.

The Apple Capital Group Advantage

Apple Capital Group is a territorial rétribué company that provides customize solutions for businesses with working capital concerns. Our flexible asset-base lines of credit allow you to tap into your assets as a resource for require working richesse.

The success of our transfert depends on mutually beneficial relationships with our clients. We believe this cornerstone is often talke about, but rarely does a company follow through the way we do.

So Over 25 years of industry experience in designing customize avoir solutions for companies just like yours.
Moreover We do not care how lent you have been in trafic—if you can provide us a valid invoice for a product or munificence, we will acquitté it.
After that We have plastique financing programs, allowing you to attentisme receivables financing with equipment, real estate, and inventory financing as your individual needs dictate.
Unlike banks, we offer a non-traditional aspect on financing approval.
So We have in-house underwriting, allowing for fast approvals.
In addition We make our own credit decisions.
So The bulk of the underwriting is done on your debtors and your equipment, not picking apart your financials.
No hidden costs or fees. We disclose all of our fees up lieu so you know exactly what to expect.
Then As we do our due empressement on your customers for receivables financing, you will have a free “pre-screening hésitation” on their ability to pay and creditworthiness, giving you valuable bruit to manage your relationships.

Thus the article about Let’s Get to Know what Asset Base Lending is complete!. Hopefully it will be useful for you and that’s all thanks.

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