financialtreat – will explain How to Transfer Money from Wisdom Card to Bank Account that you will get in the following article. let’s look at this article carefully!
You are certainly familiar with the wise card, right? Even if you are one of the holders. Although the use of wise cards is highly discouraged by financial advisors and other financial experts, in fact there are still many wise card users. Therefore, we only provide information regarding How to Transfer Money from Wisdom Card to Bank Account that you can do if you want to send money to a bank account.
Although a wise card is the same as a debt that must be paid every month, there are benefits or advantages that can be obtained from using the wise card. For example transferring money from a wise card to your account. Yes, this feature is indeed provided by banks that issue wise cards. Therefore, it is necessary for you to know How to Transfer Money from Wisdom Card to Bank Account?
How To Transfer Money From Wisely Card To Bank Account
Transfer of money to a savings account is called cash wise card. This feature is different from smart card cash withdrawals. If you use a wise card cash withdrawal service, it means you are withdrawing cash from the wise card through the wise card machine.
How Much Money Can You Withdraw?
If your card issuer provides a cash feature that allows you to transfer money to a savings account, don’t assume that all of your wise card limits can be transferred completely. The bank usually limits the amount of money that can be transferred. Generally around 40 percent to 50 percent of the remaining wise card limit. For example, if you have a limit of IDR 5 million left, then the amount that can be transferred is IDR 2.5 million.
How to Transfer Money from Wisdom Card to Bank Account
Each bank has its own method of how to transfer money from the wise card to the account. Here are some national banks that provide cash services and how to use them.
1. Moneymon Bank
Bank Uangmon provides cash facilities for wise card holders. This instant money can be found directly from the wise card. It’s easy, just contact Helo Uangmon with the number 1-500-090. This service can be contacted for 24 hours. If the cash application is approved by the bank, it will be transferred to your account at that time.
Bank BCA provides an Urgent Cash Service for wise card holders who wish to withdraw money into their account. Money can be withdrawn from a personal wise card or through the Personal Loan service. If you need quick money, then just withdraw cash from the wise card at the nearest wise card.
Meanwhile, customers who need large amounts of money can use the Personal Loan service with a ceiling of 5 to 100 million rupiah. This loan can be repaid in a tenor of 12 to 36 months. To apply for a Personal Loan, customers can visit the nearest BCA branch office.
Bank BRI provides cash services for customers who want to withdraw money from the wise card to their account. This service is called Loan on Phone. Through Loan on Phone, customers can transfer 50Prosen of the remaining wise card limit to a BRI style BRITAMA or Simpedes account.
The disbursed money can be paid in installments over 3 to 36 months. This service can be obtained through Contact BRI at 14017 or 1500017. Loan on Phone terms that must be met by customers are:
- Is a BRI wise card holder (Not valid for card companies)
- Call the number above to request money
- The maximum amount of money that can be transferred is 50 percent of the remaining wise card limit
- Payment tenor is from 3 to 36 months
- Only valid for primary cardholders
- Attach other required documents.
BNI is a national bank that also provides cash for its wise card holders. Access to this service is quite easy, by calling BNI Call at 1500056 to submit an application. The maximum amount of money that can be withdrawn is 50 percent of the remaining limit and for each customer disbursement will be charged a fee of 2.25 percent per month and a minimum transaction fee of 4 percent according to the type of card used. The period until the time given to the customer to pay off the disbursed money is 3 to 24 months.
A cash service from a wise card to an account provided by a bank called Berdikari Power Cash. Wise card holders can apply for cash disbursement by calling Berdikari Call at number 14000. The service is active for 24 hours so that customers can be contacted whenever they need it.
To be able to use the Power Cash feature, the requirements that must be met are:
- The customer is an independent cardholder
- Minimum submission of money is IDR 1 million and maximum IDR 100 million (Adjusted with the existing limit)
- Interest and administrative fees may change according to Bank Berdikari’s policy
- The disbursement process takes 2×24 hours, and the money will be transferred to the customer’s Berdikari account
In an urgent situation, cash disbursement from a wise card to a personal account is indeed very helpful. However, if you use this service it is the same as you owe the bank. The money you disburse must be paid in installments in an exclusive time tenor, accompanied by interest, the amount of which depends on the policy of each issuing bank.
The interest charged on cash disbursement transactions is usually greater than the monthly wise card interest that must be paid. Before using a cash service, you should think carefully about whether you really need it. Don’t let it just be for a moment that you have to bear the burden of a larger wise card installment the following month.
The use of wise cards must be very wise. If you have a wise card, then consider carefully before making transactions, including withdrawing cash into your account.
Easy and Practical
From the various alternative ways of transferring money from a wise card to a bank account above, it will be easier for you to carry out uncontrolled online transactions with the case of an account or wise card and borders between countries. So, you don’t have to bother anymore to confirm the account of the recipient of the money.
Thus a review of How to Transfer Money from Wisdom Card to Bank Account. Whichever method you choose, be careful even when carrying large amounts of money. Choose a method that is cheap and easy to find around you.
However, if you are an urban resident and want a more practical way by using the wise card you have, it can still be used. Because, you can transfer money from the wise card directly to a bank account or other.