financialtreat – will explain about It’s Very Easy. How To Borrow Money From Chime that you will get in the following article. let’s look at this article carefully!
The rise of peer-to-peer lending (P2P) companies has made online loan competition more intense. Currently, there are many fintech companies that offer credit guarantee loans for 24 hours. This can be a solution for those of you who need impromptu money for very important needs. Therefore, this chime application is ready to help you fulfill all your needs. For that, do you know how to borrow money from Chime?
Users of this chime application are very easy, because someone who wants to apply for an online loan usually has to download an application on the Google Play Store and or Apple Store, so they are required to have a smartphone.
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You simply register on the application and then fill in your personal data according to the instructions given. Therefore, let me provide information related to lending money online and how to borrow money from Chime. For this reason, read the discussion of this article carefully.
It’s Very Easy. How to borrow money from Chime
It’s just that you have to be careful not to get stuck with illegal places to borrow money with very high-interest rates, like loan sharks. Make sure the unsecured online money loan provider and the conditions you choose are registered with the OJK.
In order not to be curious, here we have summarized several places for loan guarantee funds for all Indonesian ID cards, where the Pinjol team from this bank has provided additional cash limits for approved customers, and the interest can be withdrawn through the Jenius application. The method of payment is also through the installments that have been selected.
Compared to KTA in general, Flexicash adds a credit limit or ceiling. This is definitely more flexible because you can withdraw cash from that limit only when you need it. In the end, you can pay the installments for an exclusive tenor and get the limit back after making a payment.
You can get loan funds starting from IDR 2.5 million to IDR 50 million with loan tenors ranging from 1–36 months. The monthly interest rate ranges from 1.75 percent to 2.25 percent.One of the benefits that users can enjoy is the convenience of disbursing funds. If you need to borrow 20 million or 30 million without collateral, Flexicash Jenius Online Credit is worth considering.
Terms of Funding at Jenius Flexi Cash:
- Citizenship of Indonesians
- 21–50 years old.
- Have an ID card?
1. Akulaku My Assets Rescue Fund
Akulaku is one of the most popular direct liquid online loan applications with an ID card. This fintech has the latest product called KTA Asetku, which offers bailouts as below:
- IDR 3 million is the maximum loan amount.
- The maximum loan tenor is 30 days.
My Assets’ loan interest rate of 17 percent+ looks quite high when compared to KTA Bank or leasing companies. But it’s still lower than online cash loans from P2P, which charge 24 percent in interest a month.
KTA Assetku claims a fast liquidation process in 5 minutes with easy document requirements. When you apply for a loan, Akulaku will ask for permission to access personal data from your cellphone, such as contact lists, incoming and outgoing phone calls from your cellphone, and also the location of your cellphone. Because it is quite sensitive, Akulaku first asks for approval from prospective customers.
Borrowing funds for the Akulaku Asetku Fund bailout:
- Have income
- Employment data
- Emergency Contact
- Selfie photo by Holding Photo ID
2. Navigate to Fintech Cash Loans.
Online loans directly disbursed with ID cards. In the end, there are Go Loans that have been registered with the OJK and reach all of Indonesia. This fintech provides loans from IDR 1.2 million to a maximum of IDR 5 million with two tenors, namely 14 days and 21 days. The daily interest rate on the loan is 0.8 percent.For the first loan, you can only apply for IDR 1.2 million and the amount will increase with your payment performance.
The process of applying for an all-Indonesian ID card guarantee loan only takes 15 to 20 minutes to complete the online form. It’s just that customers have to wait 124 hours to 224 hours, or approximately 2 days, to find out whether the credit application is accepted or not. In addition, you must be aware that the approved loan is immediately deducted with interest or service fees in advance, and the borrower must return it for the amount of the approved loan.
For example, if your loan is approved for IDR 1.2 million, then the cash disbursement to the account is IDR 1 million (not IDR 1.2 million). When the obligation you have to return is IDR 1.2 million. The details are as follows:
- Rp 1,200,000 loan application
- Disbursement of Rp1,079,880 to account
- IDR 1,200,000 refund when due
- Tenor for fourteen days
- Go loans have an interest rate of 0.8 percent per day, or 11.12 percent for a 14-day loan period.
- When you can apply for an unsecured online loan and how long you have to do it, as well as the following conditions:
- Have an ID card?
- bank account
- Fixed Mobile Phone Number
- Income Stable.
3. Rapid Rupiah
Rupiah Fast provides unsecured cash disbursement from Rp. 400 thousand to Rp. 5 million with a variety of loan term options. You can choose from tenor options ranging from 65 days to 75 days to 90 days. Fast Rupiah loan interest starts from 0.54 percent to 0.39 percent per day, depending on the loan period. The longer the tenor, the less interest is paid per day, but the total amount of interest paid goes up.
You only need 15 minutes for the filling and submission process. But after the application is not immediately liquidated and takes 124 hours to 224 hours. Finally, the customer is just waiting to see if the terms are accepted or not.
There is no discount for the disbursement of funds, so if the approved loan is Rp. 1 million, then the disbursement of funds is also Rp. 1 million. This is one of the advantages of Rupiah Fast compared to other fintechs that have discounts.
The requirements for submitting Rupiah Fast are as follows:
- Citizenship of Indonesians
- Have an ID card?
- I have a fixed mobile number.
- Have a bank account?
- Interested in applying for this all-Indonesian ID card guarantee loan?
4. Cimb Niaga KTA
It is very possible for you to get an online loan without the need to go to a branch or meet a Kta salesperson. You only need to fill out a form, do an electronic signature, upload data, take photos, and then apply for a loan at CIMB Niaga internet banking.
Existing loan ceilings start from IDR 5,000,000–IDR 300,000,000. suitable for those of you who want to borrow 30 or 20 million without collateral in one submission. The interest rate is 1.79 percent, and the term available is up to 60 months.
Bank CIMB Niaga only accepts online applications via mobile phones and has not received submissions via a computer or PC.
The terms of this unsecured and immediately liquid online money loan are:
- An Indonesian Citizen (WNI)
- Domiciliary in Indonesia
- Age: 21-55 years old (age includes loan term)
- Have a TIN for loans exceeding $50 million.
That is, the explanation above, which discusses How to borrow money from Chime with the above review, hopefully will be useful and can be applied when you want to borrow money through the chime application.